3DS 2.0, SCA & PSD2

Description

This online training course provides an in-depth discussion on what 3-D Secure Consumer Authentication programs are, how they work, the various parties that are involved, and what has changed with 3-DS 2.0. These programs are also explained in the context of the benefits and value they provide organizations with details around implementation and liability shift requirements. Mandates and requirements for Strong Consumer Authentication (SCA) are discussed in terms of how they apply in Europe, Australia, as well as Asian, Latin American and African nations, including how 3-DS 2.0 can meet these requirements. Several considerations and best practices for methods of implementing 3-D Secure programs are discussed including key concepts such as Selective Presentment, passive and dynamic authentication.

This course was last updated in April, 2020. It was updated in its entirety and renamed to reflect the evolved consumer authentication programs known as EMV 3DS or 3-DS 2.0, as well as the SCA requirements related to PSD2 in Europe and other mandates around the globe. Updates include new discussions around SCA (Strong Consumer Authentication), 2FA (two-factor authentication) and 3-DS 2.0, as well as new best practice recommendations related to implementing EMV 3DS. 3-DS 2.0 and SCA mandates are discussed including when they do and do not apply in Europe, Australia, Asia, Africa and Latin America. Offered in HTML5 and compatible with all mobile devices.

We Want 100% Satisfaction: There is nothing worse than signing up for training only to find out that it wasn’t on the topic you expected, or it wasn’t advanced enough to provide value. If you have any doubt about the fit of a course to your particular needs, please give us a call. We will be happy to discuss the course, and to provide a more detailed overview on the content to ensure you make the most of your training dollars and time.

Enrollment

• Course Access: Unrestricted
• Course Availability: Online, In-House and Webinar
• Prerequisites: This is an intermediate level course building off fundamental information about how eCommerce credit card payments work. A solid foundation level knowledge in eCommerce payment card acceptance is strongly recommended, and these concepts are covered in the Introduction to eCommerce Credit Card Payments online training course.

The Fraud Practice’s Online Portal and Training Courses:

• Available On Demand 24×7
• Fast, Reliable Online Presentation
• SCORM Compliant
• Includes Course Syllabus
• Includes Course Lessons & Quizzes
• Includes Final Exam
• Course Completion Certificate

Key Concepts Covered

Attendees of this online training course should expect to be able to discuss several considerations for implementing 3-D Secure Consumer Authentication, both in the context of when it is presented and how cardholders are authenticated. This course also provides discussions on Strong Consumer Authentication (SCA) mandates related to PSD2 in Europe and in other regions, and how 3-DS 2.0 can be used to meet such requirements for payment card transactions.

Key Concepts Covered:

• Selective Presentment
• SCA and PSD2
• MPI and ACS
• Fraud Liability Shift
• Interchange Reduction
• Passive Authentication
• Dynamic Authentication
• Risk Based Authentication

What to Expect

1. What is the 3-D Secure protocol and what procedures take place during the authentication process?
2. What’s changed with 3-DS 2.0?
3. What are the benefits to merchants using 3-D Secure programs and added benefits of 3-DS 2.0?
4. What are the important considerations with respect to how 3-D Secure Authentication can be implemented by an eCommerce merchant?
5. What is Strong Consumer Authentication (SCA) and when and where is it required?

Expected time to complete training: 150 minutes (includes quizzes and exam)

Course Applicability:

• Payment Types: Payment cards
• Channels: Customer Not Present / eCommerce
• Regions: Global – North America, Europe, APAC, South America, Africa
• Level of Difficulty: Intermediate

Training Objectives

1. Understand and be able to define how 3-D Secure Consumer Authentication programs work including 3-DS 2.0 and beyond, the parties involved and each entity’s role in facilitating the authentication process.
2. Understand the evolving role of Consumer Authentication as it applies to SCA and what has changed since PSD2 including mandates in and outside of Europe.
3. Be able to discuss best practice considerations for implementing Consumer Authentication and SCA in terms of when it should be used and how cardholders are authenticated.

Continuing Education Credit (CPE)

Taking this course provides 2 Fraud Related Continuing Professional Education (CPE) credit for maintaing CFE credentials with the Association of Certified Fraud Examiners (ACFE).

What People Say

“For a merchant starting business, if they know about these training programs it would save them a lot of trouble down the road. Unfortunately many don’t learn about fraud until it is too late.”

— B. Holmes, eCommerce Certified Fraud Professional

“The training program is fantastic. You don’t have to download anything, it runs quickly and easily right on your web browser. You can pause and go back to write down or review information, play and navigate through the lessons seamlessly.”

— E. Dietrich, VP Global Fraud Prevention Risk Services, ACI Worldwide

“With my experience I thought I would breeze through the training program with no problem, but I’m finding myself challenged in some aspects and learning things I haven’t seen before.”

— T. Hornbaker, eCommerce Certified Fraud Professional